US Patent No. 10,511,974

SYSTEM AND METHOD OF IDENTIFYING POTENTIALLY DANGEROUS DEVICES DURING THE INTERACTION OF A USER WITH BANKING SERVICES


Patent No. 10,511,974
Issue Date December 17, 2019
Title System And Method Of Identifying Potentially Dangerous Devices During The Interaction Of A User With Banking Services
Inventorship Vladimir A. Skvortsov, Moscow (RU)
Evgeny B. Kolotinsky, Moscow (RU)
Assignee AO KASPERSKY LAB, Moscow (RU)

Claim of US Patent No. 10,511,974

1. A method for identifying potentially dangerous devices during the interaction of a user with banking services, wherein the method comprises:responsive to detecting an interaction between a user device and banking services, acquiring a digital fingerprint associated with the user device, wherein the digital fingerprint indicates at least one characteristic of the user device;
generating one or more clusters associated with the user device based on the digital fingerprint, wherein each of the one or more clusters are associated with at least one characteristic and a corresponding threat degree;
determining that the user device is a threat risk when a threat degree of a predetermined quantity of the one or more clusters is greater than a predetermined threshold, wherein at least one cluster with a threat degree higher than the predetermined threshold comprises characteristics of a firmware of the device associated with a geographic region and the user device being located in the same geographic region; and
responsive to determining that the user device is a threat risk based on the one or more generated clusters, blocking a transaction being carried out between the user device and the banking services during the interaction.